Builders Risk Insurance

Building a solid future

We’ve revamped our New Construction Insurance coverage and transformed it into our enhanced Builders Risk Insurance! From first nail to final touches, you can feel confident that your new construction property is covered. Whether you’re at the beginning of your build or need to pick up coverage part way through construction, we can provide protection at the right price.

What coverage is provided?

1. New Residential Construction and Commerical Buildings up to $5M in value.
2. Comprehensive coverage.
   Our policy protects your property from fire, windstorm, hail, vandalism, smoke, sprinkler leakage, lightning, explosion, and structural collapse.
3. Premises liability coverage available.
   Select this coverage (CG 00 01) for financial protection up to $1M should you be found legally responsible for an accident on the property that causes injury to others.
4. Additional coverages.
   Soft Costs, Property in Storage, Property in Transit, Expediting Expense.
5. Multiple locations.
   If you have more than one new construction property in the same state, we can provide coverage with just one policy.
6. Flexible policy terms.
   We write 3-, 6-, and 12-month policies in most states.
7. Flexible payment options.
   Installments are available for 6- and 12-month policies, including the ability to pay online any day, any time.
8. Solid protection.
   We have been protecting vacant properties since 1978.  Our coverage is provided by a carrier with a group rating of “A” (Excellent) by AM Best, the leading rating agency for the insurance industry.

Eligible residential properties include:

• Dwellings with up to four residential units
• Dwellings with three residential units and one commercial unit
• Dwellings with two residential units and one commercial unit
• Individual condominium and townhouse units