Pick the state where you need coverage

Learn more about VacantExpress.com products available in any state in which you are licensed. We provide coverage for vacant residential dwellings and vacant commercial buildings, and those undergoing renovations or brand new construction. Landlord insurance is also available in most states.

It's easy. To get started, simply choose the state where you need coverage from the dropdown menu.



Alabama All policies providing coverage in Alabama are written with a domestic, non-admitted company rated "A" (Excellent) by A.M. Best.
 
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
WINDSTORM COVERAGE
  • Windstorm coverage is available in many coastal areas. Policies are written with a domestic, non-admitted carrier rated "A" (Excellent) by A.M. Best.
View Windstorm Coverage Map
Arizona
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance 
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million 
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
 POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies
 DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
 MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater
 FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
California
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance 
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million 
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
 POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies
 DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
 MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater
 FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
Colorado
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million 
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
 POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies
 DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
 MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater
 FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
Connecticut
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01) 
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
WINDSTORM COVERAGE
  • Windstorm coverage is available in many coastal areas. Policies are written with a domestic, non-admitted carrier rated "A" (Excellent) by A.M. Best.
View Windstorm Coverage Map
Delaware
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Coming Soon - Landlord Insurance
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million 
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
 POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies
 DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
 MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater
 FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
WINDSTORM COVERAGE
  • Windstorm coverage is available in many coastal areas. Policies are written with a domestic, non-admitted carrier rated "A" (Excellent) by A.M. Best.
View Windstorm Coverage Map
District of Columbia
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million 
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
 POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies
 DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
 MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater
 FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
Florida All policies providing coverage in Florida are written with a domestic, non-admitted company rated "A" (Excellent) by A.M. Best.
 
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
Georgia
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance 
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million 
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
 POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies
 DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
 MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater
 FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
WINDSTORM COVERAGE
  • Windstorm coverage is available in many coastal areas. Policies are written with a domestic, non-admitted carrier rated "A" (Excellent) by A.M. Best.
​View Windstorm Coverage Map
Idaho
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million 
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
 POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies
 DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
 MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater
 FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
Illinois
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance 
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million 
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
 POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies
 DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
 MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater
 FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
Indiana
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance 
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million 
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
 POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies
 DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
 MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater
 FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
Iowa
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance 
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million 
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
 POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies
 DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
 MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater
 FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
Kansas
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance 
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million 
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
 POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies
 DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
 MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater
 FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
Kentucky
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance 
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million 
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
 POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies
 DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
 MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater
 FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
Louisiana All policies providing coverage in Louisiana are written with a domestic, non-admitted company rated "A" (Excellent) by A.M. Best.
 
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
WINDSTORM COVERAGE
  • Windstorm coverage is available in many coastal areas. Policies are written with a domestic, non-admitted carrier rated "A" (Excellent) by A.M. Best.
View Windstorm Coverage Map
Maine
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Coming Soon - Landlord Insurance
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
WINDSTORM COVERAGE
  • Windstorm coverage is available in many coastal areas. Policies are written with a domestic, non-admitted carrier rated "A" (Excellent) by A.M. Best.
View Windstorm Coverage Map
Maryland
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
WINDSTORM COVERAGE
  • Windstorm coverage is available in many coastal areas. Policies are written with a domestic, non-admitted carrier rated "A" (Excellent) by A.M. Best.
View Windstorm Coverage Map
Massachusetts
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
WINDSTORM COVERAGE
  • Windstorm coverage is available in many coastal areas. Policies are written with a domestic, non-admitted carrier rated "A" (Excellent) by A.M. Best.
View Windstorm Coverage Map
Michigan
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance 
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million 
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
 POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies
 DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
   FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
Minnesota
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance 
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million 
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
 POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies
 DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
 MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater
 FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
Mississippi All policies providing coverage in Mississippi are written with a domestic, non-admitted company rated "A" (Excellent) by A.M. Best.
 
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
WINDSTORM COVERAGE
  • Windstorm coverage is available in many coastal areas. Policies are written with a domestic, non-admitted carrier rated "A" (Excellent) by A.M. Best.
View Windstorm Coverage Map
Missouri
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance 
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million 
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
 POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies
 DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
 MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater
 FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
Montana
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million 
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
 POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies
 DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
 MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater
 FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
Nebraska
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance 
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million 
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
 POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies
 DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
 MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater
 FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
Nevada INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance 
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million 
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
 POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies
 DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
 MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater
 FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
New Hampshire
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Coming Soon - Landlord Insurance
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
WINDSTORM COVERAGE
  • Windstorm coverage is available in many coastal areas. Policies are written with a domestic, non-admitted carrier rated "A" (Excellent) by A.M. Best.
View Windstorm Coverage Map
New Jersey INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
WINDSTORM COVERAGE
  • Windstorm coverage is available in many coastal areas. Policies are written with a domestic, non-admitted carrier rated "A" (Excellent) by A.M. Best.
View Windstorm Coverage Map
New Mexico
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
New York
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
WINDSTORM COVERAGE
  • Windstorm coverage is available in many coastal areas. Policies are written with a domestic, non-admitted carrier rated "A" (Excellent) by A.M. Best.
View Windstorm Coverage Map
North Carolina
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
WINDSTORM COVERAGE
  • Windstorm coverage is available in many coastal areas. Policies are written with a domestic, non-admitted carrier rated "A" (Excellent) by A.M. Best.
View Windstorm Coverage Map
North Dakota
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Coming Soon - Landlord Insurance
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
Ohio
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
Oklahoma
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
Oregon
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
Pennsylvania
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
Rhode Island
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Coming Soon - Landlord Insurance
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
WINDSTORM COVERAGE
  • Windstorm coverage is available in many coastal areas. Policies are written with a domestic, non-admitted carrier rated "A" (Excellent) by A.M. Best.
View Windstorm Coverage Map
South Carolina
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
WINDSTORM COVERAGE
  • Windstorm coverage is available in many coastal areas. Policies are written with a domestic, non-admitted carrier rated "A" (Excellent) by A.M. Best.
View Windstorm Coverage Map
South Dakota
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
Tennessee INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
Texas
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
WINDSTORM COVERAGE
  • Windstorm coverage is available in many coastal areas. Policies are written with a domestic, non-admitted carrier rated "A" (Excellent) by A.M. Best.
View Windstorm Coverage Map
Utah
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
Vermont
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Coming Soon - Landlord Insurance
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
Virginia
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
WINDSTORM COVERAGE
  • Windstorm coverage is available in many coastal areas. Policies are written with a domestic, non-admitted carrier rated "A" (Excellent) by A.M. Best.
View Windstorm Coverage Map
Washington
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
West Virginia
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
Wisconsin INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
Wyoming
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies 
DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater 
FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available
Arkansas
INSURANCE PRODUCTS AVAILABLE
  • Dwellings – Vacant, Undergoing Renovations or New Construction
  • Commercial Buildings – Vacant, Undergoing Renovations or New Construction
  • Landlord Insurance 
LIMITS OF INSURANCE
  • Property limits available up to $5 million
  • General liability limits available up to $1 million 
COVERAGES
  • Basic Causes of Loss (CP 10 10)
  • Special Causes of Loss (CP 10 30)
  • Building and Personal Property  (CP 00 10)
  • Builders Risk (CP 00 20)
  • Condominium Unit Owners (CP 00 18)
  • General Liability (CG 00 01)
 POLICY TERMS
  • 12-month policy is standard
  • 3- and 6-month policies available
  • Premium installments available for 6-month and 12-month policies
 DIRECT BILLING TO THE INSURED
  • Credit/debit cards and eCheck payments are accepted for all transactions online, over the phone or by mail
 MINIMUM RETAINED PREMIUMS (new business term only)
  • 3-month policy: 100% or $100, which is greater.
  • 6-month policy: 50% or $100, which is greater.
  • 12-month policy: 25% or $100, whichever is greater
 FEATURING
  • All protection classes considered including 10 and 10W
  • No age or length of vacancy limitations
  • Monoline property or package policies available